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Flexibility is an essential skill in an evolving market
Published on Thursday, 04 Aug 2011
Chloe Ho
Photo: Gary Mak

Chloe Ho, who is currently studying in the United States but is spending summer in Hong Kong, applied for the HSBC internship in business planning and strategy through her university’s career services website. She says the summer internship has helped her explore opportunities that come with renminbi (RMB) internationalisation. She talks to Wong Yat-hei.

What is your academic background?
I am taking up bachelor of science in economics with The Wharton School of the University of Pennsylvania, and a bachelor of arts in philosophy, politics and economics [at the same university]. 

How do you start your day?
I review the latest reports on Hong Kong, China and the rest of the region, paying attention to money, capital and foreign exchange markets. Keeping up with the news is a key a part of my job responsibility.

What does your job entail?
My work involves interpreting renminbi statistics and developing pitch presentations for clients and other external parties. The key skill needed is adaptability. Given the recent spotlight on the RMB, as well as the rapid regulatory changes in promoting its international use, it is important to be flexible to be able to anticipate business opportunities and to meet market demands as they arise.

What are the major challenges you have encountered so far?
The biggest challenge has been fully grasping the scope of the RMB business, especially in the nascent offshore market here in Hong Kong. The market is still growing and taking shape. Being aware of the historic significance of such a process, and understanding developments in various products and markets takes so much time, effort and dedication.

What have you learned about your chosen career and what are your plans?
This internship has given me insights on the role of banks in helping shape the financial markets. Finance has a long-standing history as an industry. The rise of the RMB as a currency has shown me that there are many dynamic opportunities for growth in new markets and for creative and entrepreneurial thinking. All this has encouraged me to remain in the field long term.

Any advice for potential interns?
Seize the chance to talk to as many people around you as possible. They are the most valuable learning resources.  Colleagues can educate you much more effectively and faster than a textbook could. If you seek career advice, it is best to ask those who have established a successful career for themselves.


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